| Comentrio: | Burned about two weeks comparing quotes on coverage for our boat before the season. Lesson one: a low premium usually hides a pile of exclusions. Check agreed value vs actual cash value — with ACV, depreciation eats your claim after a total loss. For an older hull, expect a request for a fresh marine survey. Most of the confusion comes from the policy language, so this helped me sort it out: <a href=https://yacht-insurance.net>https://yacht-insurance.net</a> — it lays out the main policy terms in plain English. Then check the navigation limits: going past the listed waters can get a claim denied. In hurricane country, the named storm deductible is often a percentage of hull value, not a flat amount. Pay attention to liability limits — wreck removal and damage to other boats can exceed the value of the boat itself. Compare two or three carriers and read the exclusions before you sign. |
![](./licitacoes.jpg")
